Families and individuals

Everyone’s health is different. Choice is vital in tailoring the very best policy for you. WPA’s comprehensive range of modular healthcare options put you in control of creating exactly the right policy for your needs.

If you’d like to talk through your choices, our highly trained and knowledgeable team are here to help. Giving you certainty and peace of mind, whatever life has in store.

Your health, your choice
  • Tailor your policy to suit your needs
  • Your choice of hospital, specialist or healthcare professional
  • Choose from 3 core levels of cover to start creating your package
  • Shared Responsibility®, available with Premier and Elite, can significantly reduce your premium
  • Already insured? You may be eligible to switch your cover to WPA without any further personal exclusions.
What’s covered
  • In-patient treatments
  • Day-patient treatments
  • Out-patient treatments
  • Optional cancer cover, including drugs not readily available on the NHS
  • Lifestyle choices, such as dental care
What isn’t covered
  • Pre-existing conditions
  • Long term chronic conditions
  • Fertility problems, pregnancy and childbirth
  • Psychiatric conditions
  • Injuries sustained through winter sports

For a full list of what isn’t covered, please refer to the guide in the ‘download documents’ section below.

Special Offer Purchase a new Policy and enjoy discounted premiums for three years: 25% in the first year, 15% in the second and 5% in the third.